In a bid to make healthcare more accessible and affordable, the government has expanded the reach of the Pradhan Mantri Jan Arogya Yojana (PMJAY), one of the world’s largest publicly funded health insurance schemes. Through this program, eligible citizens can now avail themselves of cashless medical treatment up to Rs 5 lakh per year across empaneled public and private hospitals.
The initiative, aimed at providing comprehensive health protection, allows beneficiaries to register and download their Ayushman Bharat Card digitally. This eliminates the need for in-person visits to government offices or centers. Citizens can simply log on to the official National Health Authority (NHA) website and complete the registration process online.
About The Ayushman Bharat Card
The Ayushman Bharat Card serves as the health insurance ID under the PMJAY scheme. As of now, approximately 34.7 crore cards have been issued nationwide. The card offers cashless treatment and hospitalization benefits for a wide range of medical services, both pre and post-treatment, at authorized healthcare facilities.
Who Is Eligible?
To qualify, individuals must meet certain criteria:
- Senior citizens aged 70 and above
- Individuals falling under the Below Poverty Line (BPL)
- Indian citizenship is mandatory
- Beneficiaries of the Rashtriya Swasthya Bima Yojana
Features And Benefits
- Cashless treatment is accessible at both government and private hospitals.
- Entire families are covered under a single scheme without age restrictions.
- Pre- and post-hospitalisation expenses are included in the coverage.
- Each approved beneficiary receives coverage of up to Rs 5 lakh annually.
Documents Required
To apply, individuals will need:
- Aadhaar card number
- Ration card
- Income proof
- BoCW (Building and Other Construction Workers) certificate
How To Download The Ayushman Card
- Visiting https://beneficiary.nha.gov.in/
- Logging in using their registered mobile number
- Verifying Aadhaar details
- Locating their card and clicking the download button
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