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When it comes to safe investment options, the fixed deposit (FD) still remains the first choice of Indians. Even though there is market fluctuations, the promise of fixed returns and low-risk investment in FD maintains the trust of investors. Especially the interest rates of private bank FD are emerging as an attractive return option.

Now the question arises- HDFC, ICICI or Axis Bank, whose FD is the most beneficial? Let us know the latest interest rates of 2025 without wasting time, so that you can choose the best FD Return (Best FD Return Today).

HDFC Bank FD Interest Rate

One of the most trusted private banks in the country, HDFC Bank is paying 6.25% annual interest on its 1 -year FD. At the same time, if you invest for 3 years, then the rate increases to 6.45%, attractive returns of up to 6.40% on 5 years FD are being given.

ICICI Bank FD Rates 2025 – Indication of interest increase

If you want to earn more in short term FD, then ICICI Bank can be a better option. Here 6.25% interest is being given on 1 year FD. But the special thing is that up to 6.60% on 3 years FD and up to 6.50% interest rates are being given on 2 years.

Axis Bank FD Rates 2025 – Better return with safe investment

Axis Bank FD is also promising to give good returns to investors. 6.25% interest is being paid on 1 year FD, while 6.50% interest is being given on 3 years and 5 years FD. These rates are beneficial for those who want to invest in medium term FD.

Interest Rate Comparison Chart-Best Private Bank FD Comparison

Bank’s name 1 year FD rate 3 year FD rate 5 year FD rate

• HDFC Bank 6.25% 6.45% 6.40%
• ICICI Bank 6.25% 6.60% 6.50%
• Axis Bank 6.25% 6.50% 6.50%

Where to invest?

If you want to invest for long term FD Plan, ICICI Bank’s 3 -year FD can be considered better as its interest rate is 6.60%, which is higher than other banks. However, HDFC and Axis are also reliable options based on stability and brand value.